Homeowners insurance is designed to cover individual’s home itself, as well as possessions in the home. It also can cover other detached structures. Homeowners insurance also provides liability coverage against accidents in the home or on the properties. This type of insurance coverage is also available for renters, condo, mobile home, landlord or townhouse.
A standard home insurance policy can cover fire and weather damages. But not all damages and accidents may be covered under a standard policy. That is why it is important to talk to an insurance specialist at Dakota Plains Insurance about specific coverage options that are available to fit individual needs.